Denied? You may have a stronger case than you think.
We build your case: a complete, evidence-backed appeal packet, prepared from your denial letter and your policy’s own language. You review it. You send it. You stay in control.
In development. Claimputer isn’t open yet — nothing here is for sale today. This page describes what it will do.
…upon review, we have determined that the requested service is not medically necessary under the terms of your plan…
Their burden to prove — not yours.…and is therefore excluded from coverage. This determination is final unless appealed within the period stated below…
Policy §7.4(c) says otherwise. Cited in your packet.The problem
Insurers count on you giving up.
In-network claims denied by ACA marketplace insurers.KFF, 2024
Of denied people ever appeal. The denial letter is designed to be the end of the conversation.
Of appeals succeed. Nearly half of the people who fight, win.
The biggest reason people lose is that they never appeal at all.
How it works
Three steps. You’re in control of every one.
Step 1
Share your denial
Start your case and upload your denial letter and insurance details through a secure, private channel. A few plain questions — no jargon, no forms designed to wear you down.
Step 2
We build your case
We read your denial, your EOB, and your policy, and tell you in plain English what they claimed — and what your policy actually says. Then we prepare a substantiated appeal packet: the letter, the evidence, the citations.
Step 3
You review and send
Nothing goes anywhere without you. You approve the packet and submit it to your insurer yourself — before your appeal deadline, which we track for you.
The honest read
First, the truth about your case.
Before we prepare anything, we’ll tell you plainly whether your denial looks contestable. Denials for some reasons are frequently overturned; others are genuinely hard to fight. If yours doesn’t look worth your time and money, we’ll say so — and refund you in full. We’d rather tell you the truth than take your money.
What you get
A case, not just a letter.
- Exhibit A
The appeal letter
Professional, specific, and in your voice — built on your policy’s own language and the reason codes in your denial.
- Exhibit B
The denial, decoded
What they claimed, in plain English — and the policy language that contradicts it.
- Exhibit C
An indexed evidence packet
Your records, organized and cited the way a professional would assemble them.
- Exhibit D
Deadline tracking
Appeal windows are short and unforgiving. We track yours and remind you before it closes.
A letter says you disagree. A case makes them prove it.
Who we are
We prepare. You stay in control.
We’re not a law firm and we’re not a public adjuster — on purpose. We prepare; you decide and submit. No lawyer’s cut of your recovery, no signing your case away, no waiting to find out if you’re “big enough” to represent.
The guarantee
We take money only for work we can stand behind.
If we can’t honestly prepare your appeal — because your denial isn’t contestable, your deadline can’t be met, or your situation is outside what we do well — you get a full refund. Every appeal we take is prepared by a person, for your specific denial.
Questions
Asked plainly, answered plainly.
How much will it cost?
A flat fee per appeal packet — one payment, no subscription, no success fee, no percentage of your recovery. We haven’t set the final price yet, and we’re not taking payment until the product is real.
What if my denial isn’t worth appealing?
We’ll tell you plainly, and refund you in full. An honest “don’t bother” is part of the service.
Is this legal advice?
No. We prepare and organize your appeal; we don’t give legal advice or represent you. You review everything and you submit it yourself — you stay in control of your own case. If your situation needs a lawyer, we’ll say so.
What kinds of denials do you handle?
Any health insurance denial — treatments, procedures, medications, imaging, out-of-network and emergency care — from any insurer.
How long will it take?
Appeal windows are short, so the packet is built to your deadline: you tell us the date when you start, and we work to it. We’ll publish a turnaround commitment before we open.
Is my information private?
Yes. We collect the minimum needed, gather documents only after you start through a secure channel, encrypt what we store, and never sell your data. This page collects nothing about your health.
Who actually prepares my appeal?
A person, using advanced AI tools to read policies and assemble evidence — and reviewing every packet before you see it. Nothing is auto-generated and fired off unread.
Where this stands
Not open yet.
Claimputer is being built. When it opens, it will do exactly what this page describes — read your denial, tell you plainly whether it looks contestable, and build a packet you review and send yourself.
Nothing is for sale here today, and we won’t take money for an appeal we can’t yet prepare.